Home›Working Capital Solutions
Working capital solutions for mid-market companies
Discount Flow offers two working capital products — dynamic discounting (No Cost Enterprise Plan) and Profit Flow (structured deposit finance) — purpose-built for companies with $10M–$500M in annual revenue. No bank, no ERP integration, live in under a day.
Working Capital Solutions: Dynamic Discounting and Structured Finance for Mid-Market
Mid-market companies with $10M–$500M in revenue face a working capital problem that is too large to ignore and too small for most banks to care about. Discount Flow was built to solve that — with dynamic discounting under the No Cost Enterprise Plan and structured deposit financing that can be live in a day.
Dynamic Discounting
Suppliers offer a small early payment discount on invoices. Buyers pay a few days early and ≈12–24% Est. Annual %. No bank, no intermediary, no fees for suppliers.
Best for
Suppliers seeking faster payment · Buyers with idle cash
Legacy Vendor Alternative
Looking for an alternative to legacy vendors like C2FO and SAP Taulia? Discount Flow delivers the same dynamic discounting benefits — the No Cost Enterprise Plan, no ERP integration, live in under a day.
Best for
Companies currently using or evaluating C2FO
Supply Chain Finance
Direct supply chain finance without a bank programme. Dynamic discounting and Profit Flow give mid-market companies access to working capital — in days, not months.
Best for
Companies seeking bank-independent supply chain finance
Invoice Factoring Alternative
Stop paying 2–5% per month to a factoring company. Dynamic discounting is available to suppliers under the No Cost Enterprise Plan and keeps your customer relationship intact.
Best for
Suppliers currently using invoice factoring
Learn More
What Is Dynamic Discounting?
A plain-English guide to how dynamic discounting works and who benefits.
Dynamic Discounting vs Invoice Factoring
A full comparison to help mid-market suppliers choose the right option.
What Is Supply Chain Finance?
How to access supply chain finance without a bank programme.
Frequently Asked Questions
What is the difference between Discount Flow and Profit Flow?
Discount Flow is dynamic invoice discounting — a supplier offers an early payment discount and the buyer pays early. Profit Flow is structured deposit financing — a buyer places a refundable deposit with their supplier at an agreed interest rate for a defined term. Both are software-native and require no bank.
What size company is Discount Flow designed for?
Mid-market companies with $10M to $500M in annual revenue. Enterprise platforms require complex integrations and long procurement cycles. Discount Flow is designed to get companies live in under a day.
Is there a minimum or maximum transaction size?
The minimum offer amount is $500. There is no maximum — the tool supports any invoice size that both parties agree to.
Start optimising your working capital today
No Cost Enterprise Plan for suppliers. Buyers earn from day one. No bank approval, no integration, no waiting.
Get started